📍 Texas Home Assistance Programs

Texas Homeowners: Get Help Paying for Home Repairs and Upgrades

Federal and state programs can help Texas homeowners afford roof replacement, energy upgrades, insulation, and storm damage repairs with grants and low-cost loans.

✅ No cost • No obligation • Results in 24 hours

$10,000+
Max Benefit Available
3+
Programs Available
6–12 wks
Avg Approval Time
100,000+
Texans Served

How It Works

Getting assistance for your home upgrades is easier than you think. Here's the process:

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1

Answer a Few Questions

Tell us about your home, income, and the upgrades you need. Takes about 2 minutes.

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2

See Available Programs

We match you with federal and Texas state programs you qualify for based on your answers.

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3

Connect with a Contractor

A licensed contractor in your area contacts you to start the application and schedule work.

Programs Available in Texas

View All Programs →

Weatherization Assistance Program

Up to $10,000
Federal Assistance

Low-income Texas households receive free weatherization including insulation, HVAC upgrades, and air sealing to reduce energy costs.

Check Eligibility →

USDA Section 504 Home Repair

Up to $10,000
Federal Grant

Rural Texas homeowners aged 62+ with very low income can receive grants for roof repair, structural fixes, and accessibility improvements.

Check Eligibility →

Energy Efficiency Tax Credit (25C)

Up to $3,200/yr
Federal Tax Credit

Texas homeowners installing energy-efficient windows, doors, insulation, or HVAC systems can claim significant federal tax credits.

Check Eligibility →

What Upgrades Are Covered?

Programs in Texas can help fund a wide range of home improvements:

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Roof Replacement

Full roof replacement or major repairs

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Window Upgrades

Energy-efficient or impact-resistant windows

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Insulation

Attic, wall, and floor insulation upgrades

Energy Efficiency

HVAC, heat pumps, solar-ready upgrades

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Hurricane Mitigation

Storm shutters, reinforced doors, roof straps

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Remodeling

Accessibility and structural improvements

Frequently Asked Questions

Does Texas have its own state home repair program?

Texas primarily relies on federal programs like WAP and USDA Section 504. Some counties and cities also offer local assistance. Our specialists can identify all programs available in your specific area.

My home was damaged in a storm. Can I get help?

Yes. Federal disaster assistance programs may be available after declared disasters. Additionally, the USDA Section 504 program can help with storm-related structural repairs for qualifying homeowners.

How do I know if I'm in a rural area for USDA programs?

The USDA defines rural areas based on population density. Many Texas suburbs and smaller cities qualify. Our eligibility check will automatically determine if you qualify based on your zip code.

Ready to See If You Qualify?

It takes 2 minutes. No cost, no commitment. We'll match you with the best programs available in Texas.

Check My Eligibility — Free →

Licensed contractors • Nationwide network • No upfront cost

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